SJ Financials was founded on a simple belief: every family deserves to understand how money works—and how to make it work for them. Sanjeev and Neela Saxena, both highly educated and experienced professionals, realized something profound—too many families are just one crisis away from losing everything they have built. They saw a consistent gap across communities. Financial education was lacking, options were confusing, and too many families were left unprotected. So, they shifted gears. 

Sanjeev, currently pursuing a graduate degree in Finance from Harvard, and Neela, a published cancer researcher with over 25 years of industry experience, decided to channel their knowledge into action. SJ Financials offers more than just policies. We offer clarity in chaos, direction in uncertainty, and education that empowers you to make the right choices for your family. We provide life insurance services that are applicable to college planning for children and grandchildren, term life insurance, term life insurance with living benefits for critical, chronic, and terminal illnesses, tax-advantaged retirement planning, roll-overs, annuities, final expense, funeral concierge, long-term care, legacy planning, and wills and living trusts.